What the What?!?!?!?!

I am taking a finance class this semester, one that I previously gave up in around the 4th week and took a big fat "F" in as a result. I took it last year when my FIL committed suicide, and dealing with that took too much out of me to even think about completing the class.

This time around, I am trying hard to stay focused on it. Not an easy task. We are now talking about the time value of money--in other words, taking advantage of investing opportunities and discounts. I find myself completely lost most of the time, and I ask LOTS of questions. I am sure the professor thinks I am a total idiot: "So, Ms. Weiser, you want to go into the business field? I would advise getting an accountant to help you out..."

Okay, he didn't say that, but boy, do I feel like I am just not getting it! I will be glad when this class is over. I will be glad when ALL my classes are over for a while. I keep telling myself that I will go back and get my MBA at some point, but do I really need to pursue a masters when I am approaching my geriatric years? I will never be a Donald Trump, but I would like to think that my education is an investment that will lead to a greater return in the future. Gee, maybe I am getting this concept of the time value of money...they sure are taking enough of it right now!

We are Broke with a capital "B" right now--can't even run to town to buy a paper, as we don't have the gas to burn, and we don't have the 75 cents for a paper. BUT--we have a roof over our heads, and there is food in the house, so I am NOT bitchin'. It just feels aweful to have no money in the bank, no money in my billfold, and social security benefits are drying up faster than a rain puddle in mid-August. Let's not go there. My mental health is hanging by a thread these days, and I don't have the dexterity anymore to tie a knot...